Volvo has a lot to thank the S60 for. This was the first car to make small Volvos respectable and paved the way for Volvo to reach into a new market niche with the second generation S40, launched in 2004. But what about the MK1 S40? Well, despite Volvo's perseverance, that car never really stood up to intense scrutiny. The MK2 S40 is a vastly different and massively superior proposition. As a used buy, it stacks up extremely well, a previous owner taking the sting out of the upfront price for you yet leaving you with a whole host of classic Volvo values.

About the Volvo S40

The MK2 Volvo S40 is probably the first small Volvo that really upholds the marque's values. Although some may sniff that underneath that pretty bodywork is the bones of a Ford Focus, anybody who knows anything about modern motoring will realise what a boon this is. If you want the driving manners of a Focus with the design and image of something a little more chi-chi, this Volvo S40 is the perfect pick. Reliable, refined and getting affordable, the S40 makes a very clever used buy.

Representative finance example

If your borrow amount is £7,000 with a deposit of £1,000, a selected term of 48 months, at a representative APR of 17.9% (fixed) and an annual fixed interest rate of 17.9%, you would pay £171.83 per month. Total charge for credit would be £2,247.84 and total amount repayable is £8,247.84.

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